Compare.
Certify.
Disburse.

As the most trusted private student loan management platform in the industry, ELM streamlines processes and unifies schools and lenders through one centralized system.

The ELM Promise

Delivering Excellence since 1994

CUSTOMER SERVICE

Our dedicated and highly-experienced team of industry professionals is at your service, ready to help. Satisfaction guaranteed.

RELATIONSHIPS

With the largest network of loan providers and schools, let us help simplify processes by providing the tools you need.

TECHNOLOGY

Our intuitive system speeds up your day with reporting, automation, and a user-friendly interface. Our superior system stability and security ensures maximum availability.

Our Solutions

The single gateway to manage private student loan certifications and disbursements.

ABOUT ELMONE

Lender and loan product comparison tool for private student loans.

ABOUT ELMSELECT

Why ELM?

One company with one focus: Servicing the financial aid industry by empowering schools to work with a broad array of lenders using a single processing system and helping students find the best loan for their needs. Learn more about Your ELM Product Suite

SCHOOLS AND INSTITUTIONS

ELM makes it easy to consolidate all of your private student loan processing activities in one place.

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Schools + Institutions

LOAN PROVIDERS

Partner with ELM Resources and connect with the largest network of schools.

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Loan Providers

STUDENT AND BORROWERS

See why ELMSelect is the best choice to select the perfect loan for you.

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Students + Borrowers

"I'm really happy that we made the switch to ELM. I feel like you are really always thinking ahead with your product, and take suggestions from the schools and run with them."

-Amy Stiltner, University of Kentucky