Sarah Camp

Over the past few years, six-digit borrowing has become increasingly common in graduate and professional education. Because Direct Grad PLUS loans can be certified up to a student’s cost of attendance (minus other aid), higher-cost programs are seeing more loan requests that reach six-digit territory. Many long-standing industry file formats were originally designed with key amount fields capped at $99,999. When a loan exceeds that limit, schools may be forced to use time-consuming...

As private education loan activity increases, financial aid offices across the country are reassessing their approach. For many campuses, private loans are once again requiring focused attention. With that renewed focus comes a familiar challenge: how do you provide structured, compliant guidance without increasing administrative burden? For more than 30 years, ELM Resources has supported financial aid offices. ELMSelect, our private loan comparison tool, was specifically built to help...

The next generation of ELMOne is here , built with intelligent workflows and a more intuitive user experience. It boosts performance, enhances navigation, and streamlines collaboration between campuses and lenders. It is still the trusted platform campuses use, optimized to help financial aid professionals work faster and with greater confidence. This is just the beginning. The fundamental transformation comes next: the move to six-digit loan support . The Private Financial Aid Landscape is...